The first quarter of the year is always a bit tight for us, financially.
Between paying off Christmas debt, setting money aside for our Anniversary (we just celebrated 11 years!), and planning for the upcoming tax season, we find ourselves trying to make our every dime stretch to the max.
So with Valentine's Day rapidly approaching, this year we are sort of viewing it as just another Hallmark holiday from an expense standpoint.
Of course, my daughter will be taking Valentine treats in to her class for their Valentine's Day party, but beyond that we aren't pouring much money into ...























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